Purpose
Capture the Curaçao unusual-transaction reporting ordinance and its current VASP overlay as an authoritative source for Bitkaya’s transaction monitoring, FIU reporting, sanctions reporting, recordkeeping, confidentiality, transaction-suspension and supervisory-cooperation obligations.
Authority
- Publisher: Government of Curaçao, Publicatieblad
- Consolidated text: P.B. 2017, no. 99 (GT)
- Consolidation instrument date: 2017-11-07
- Issue date: 2017-12-21
- Underlying ordinance citation: P.B. 2010, no. 41
- Language: Dutch
- Rendered pages: 25
- Government URL supplied to BCMS: https://gobiernu.cw/wp-content/uploads/2019/07/99._GT_Landsverordening_melding_ongebruikelijke_transacties.docx
- CBCS official baseline PDF: https://www.centralbank.cw/storage/app/media/legislation_guidelines/20190120_pb_2017_no_99.pdf
- Approved artifact: P.B. 2017 no. 99 Landsverordening melding ongebruikelijke transacties.docx
Currentness and VASP Applicability
The supplied document is the 2017 consolidated text and does not include later amendments. It must be read with the following official instruments:
- P.B. 2024, no. 41, effective 2024-05-16, expanded the MOT service perimeter to include virtual asset service providers, added proliferation-financing concepts, sanctions-match reporting, FIU transaction-suspension powers and revised registration, supervision and enforcement provisions.
- P.B. 2024, no. 60, effective 2024-06-08, amended the Regeling indicatoren ongebruikelijke transacties and introduced Article 14b and Annex O with VASP-specific objective and subjective indicators.
- Article 132 of the 2025 Landsverordening toezicht virtuele activa dienstverleners refined MOT Article 1(1)(a)(29) to refer to a VASP under that ordinance. This amendment took effect on 2025-07-01.
- P.B. 2026, no. 34 is the current CBCS-listed subordinate regulation for designated MOT amounts and must be checked whenever monetary parameters are applied.
The later instruments control where they differ from the 2017 baseline. This source must also be read with SRC-VASP-001 Landsverordening toezicht virtuele activa dienstverleners and SRC-AML-001 PB 2024 nr 41 AML CFT CFP Consolidation Ordinance, which is the consolidating AML/CFT/CPF statute that amended the MOT ordinance.
Relevant Provisions
| Articles or instruments | Requirement theme |
|---|---|
| MOT Article 1; P.B. 2024 no. 41; VASP Ordinance Article 132 | VASP service perimeter and applicability |
| MOT Articles 15a-15b | FIU registration and reporting-system access |
| MOT Article 10; P.B. 2024 no. 60 Article 14b and Annex O | Objective and subjective VASP reporting indicators |
| MOT Article 11(1) | Immediate reporting of completed or proposed unusual transactions |
| MOT Article 11(1), as amended | Immediate reporting of sanctions matches and, where applicable, frozen funds or transactions |
| MOT Article 11(2), as amended | Mandatory report content, including counterparties, acting persons and failed-CDD reasons |
| MOT Article 11(3) | Special attention to complex, unusually large and purposeless patterns |
| MOT Article 11a | Five-year reporting-record retention and FIU-directed ten-year retention |
| MOT Article 12 and Article 13a | FIU information requests and transaction-suspension instructions |
| MOT Articles 14-15 and 20 | Good-faith reporting protection, confidentiality and controlled disclosure |
| MOT Articles 20a, 22v, 22mm and 23 | Supervisory cooperation, binding directions and enforcement exposure |
Relationships
- Amending source: SRC-VASP-001 Landsverordening toezicht virtuele activa dienstverleners
- Implementing policy: POL-AML-001 AML CTF CPF Compliance Manual
- Specialized KYC/CDD policy: POL-KYC-001 KYC and CDD Manual
- Implementing process: PRC-FCI-001 Financial Crime and Integrity
- Specialized KYC/CDD process: PRC-FCI-001 Financial Crime and Integrity
- Derived requirements: REQ-MOT-001 through REQ-MOT-010
Assurance
- Supplied government DOCX extracted and rendered: yes
- Rendered pages visually inspected: yes
- Article structure extracted: yes
- 2024 MOT amendment verified against official P.B. 2024, no. 41: yes
- VASP indicator regulation verified against official P.B. 2024, no. 60: yes
- 2025 VASP amendment verified against official P.B. 2025, no. 18: yes
- Requirement extraction completed: yes
- Single official post-2025 consolidated MOT text obtained: no
- Applicability conclusion: applicable to Bitkaya as a VASP from 2024-05-16, subject to the later instruments listed above
History
- 2026-07-26: Registered P.B. 2017, no. 99 (GT), recorded the 2024 and 2025 amendment overlays and extracted ten requirement themes.
- 2026-07-26: Linked the approved KYC & CDD policy and its applicable implementation objects.
- 2026-07-29: Added cross-reference to SRC-AML-001 (consolidating AML/CFT/CPF ordinance) in currentness section (CHG-RES-001).