Purpose

Ensure failed CDD and relationship termination feed the FIU reporting decision when suspicion is present.

Normative

Bitkaya shall assess failed CDD and CDD-driven termination for ML/TF suspicion and, where the statutory reporting condition is met, report to FIU Curaçao with the reasons CDD failed or the relationship was terminated.

Descriptive

This requirement supplements the general unusual-transaction reporting process and does not treat every failed CDD case as automatically reportable.

Source reference: LID Article 2d.

Assurance Assertions

  • Failed CDD cases are escalated to Compliance or the MLRO.
  • The reporting decision and rationale are documented.
  • Required FIU reports include the failed-CDD or termination reasons.

Relationships

Assurance

  • Source verified: yes
  • Implementation linked: yes
  • Wording unambiguous: review

History

  • 2026-07-26: Created from LID Article 2d.